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Terms of Service

Last updated: May 4, 2026 — Version 1.0

These Terms of Service ("Terms") govern the use of mab-arreca.com and related services (the "Service"). By accessing or using the Service, you fully accept these Terms. If you do not accept them, please do not use the Service.

1. Definitions

  • Author / Licensor: Matteo Barreca, sole author and owner of all intellectual property rights in the Service (see Privacy Policy for contact details)
  • User: any individual who registers for or uses the Service
  • Service: SaaS platform of macroeconomic analysis for financial markets, accessible at mab-arreca.com
  • Whop: third-party platform (Whop, Inc.) used as merchant of record for subscription management and payments

2. Nature of the Service

The Service consists of original works protected by copyright, including:

  • A proprietary quantitative scoring system based on public macroeconomic indicators (interest rates, inflation, GDP, COT data, PMI, etc.)
  • Original written analyses, narrative summaries and market context generated through a combination of the Author's methodology and AI models (Anthropic Claude, Groq Llama)
  • A custom technical indicator distributed via TradingView
  • The software code, design, interface and brand "MaB"

The content of the Service is updated daily on market trading days.

Legal nature of the subscription. The subscription does not entitle the User to any consultancy, advisory or service performance. The subscription grants the User a limited, non-exclusive, non-transferable license to access and use the Service, which is an original work of authorship protected under Italian Copyright Law (Law No. 633/1941) and the Berne Convention. Subscription fees paid through Whop are royalties for the use of the licensed work.

⚠ Important Disclaimer — The Service is NOT financial advice.

The analyses, macro scores, trading opportunities and any other content of the Service are provided strictly for informational and educational purposes. The Author is not a licensed financial advisor and does not provide personalized investment recommendations under Italian Legislative Decree 58/1998 (TUF), the EU MiFID II Directive, or any other applicable financial regulation in your jurisdiction.

You are solely responsible for your trading and investment decisions. You are strongly advised to consult a licensed financial advisor before taking any position in the markets. Trading involves a high risk of loss of capital.

3. Registration and Account

To access the Service you must:

  • Be at least 18 years old
  • Hold an active subscription purchased through Whop
  • Register an account by providing email and password (or by signing in via Whop OAuth)

You are responsible for keeping your credentials confidential. Any activity carried out through your account is attributed to you. If you suspect unauthorized access, notify the Author immediately.

4. Payments and Subscriptions

All payments for the Service are processed entirely by Whop, Inc., acting as merchant of record. Whop is responsible for:

  • Processing payments through the methods available on its platform
  • Issuing receipts and managing invoicing
  • Calculating and collecting applicable taxes (VAT, sales tax, etc.) based on the User's jurisdiction
  • Managing refunds according to its own policy

Pricing, subscription duration, automatic renewal and refund policies are governed by the Whop Terms applicable at the time of purchase. The Author does not directly handle payment data.

4.1 Cancellation and No-Refund Policy

You may cancel your subscription at any time through your Whop profile. Cancellation stops future renewals but does not generate automatic refunds for the period already paid.

Due to the digital nature of the intellectual property and the immediate granting of access to the licensed work, all sales are final once access to the Service has been granted, except where otherwise required by Whop's mandatory refund policies or by mandatory consumer protection laws applicable in the User's country of residence.

5. Technical Access and Updates

The subscription grants the User technical access to the Service (web platform, dashboard, macro analyses, TradingView indicator, related content) for the duration of the license.

Any updates, bug fixes, new features or improvements to the Service are provided at the Author's sole discretion to maintain the integrity, accuracy and quality of the licensed work. The provision of updates is part of the ongoing maintenance of the work and does not constitute a continuous personal service, a consulting agreement, or any form of professional advisory engagement. The Author retains full editorial control over the content, methodology and roadmap of the Service.

6. Limitation of Liability

To the maximum extent permitted by applicable law, the Author shall not be liable for:

  • Financial losses or missed profits resulting from the use of the Service or from trading decisions made based on its content
  • Errors, delays or inaccuracies in macroeconomic data sourced from third parties (central banks, CFTC, Yahoo Finance, FRED, etc.)
  • Hallucinations, omissions or inaccuracies in content generated by AI models (Claude, Llama)
  • Temporary Service interruptions due to maintenance, technical malfunctions or force majeure
  • Acts of third parties or other Users

In any event, the Author's total aggregate liability shall not exceed the amount paid by the User for the Service in the 12 months preceding the event giving rise to the claim.

7. Intellectual Property

All content of the Service (analyses, scoring system, TradingView indicator, source code, graphic design, written texts, "MaB" trademark) is the exclusive property of the Author and protected under Italian Copyright Law (Law No. 633/1941), the Berne Convention, and applicable international copyright treaties.

The User obtains a personal, non-exclusive, non-transferable, revocable license to use the content for personal, non-commercial purposes only, for the duration of an active subscription. The following is strictly prohibited:

  • Copying, reproducing, distributing or republishing the content
  • Reverse engineering, decompiling or extracting data through automated means
  • Sharing your account with third parties
  • Using the content for commercial purposes without prior written consent

8. User Conduct

You agree not to:

  • Attempt to access the Service through automated means (bots, scrapers) without authorization
  • Engage in conduct that may compromise the security, stability or integrity of the Service
  • Upload illegal, offensive, or rights-infringing content
  • Use the Service for purposes contrary to applicable law or these Terms

9. Suspension and Termination

The Author reserves the right to suspend or terminate User accounts, with reasonable notice where possible, in case of:

  • Breach of these Terms
  • Failure to pay the subscription
  • Fraudulent or abusive behavior
  • Discontinuation of the Service (with at least 30 days' notice and pro-rata refund of the remaining subscription period)

10. Changes to the Terms

The Author may update these Terms at any time. Material changes will be communicated by email with at least 15 days' notice. Continued use of the Service after the changes take effect constitutes acceptance. The last update date is shown at the top of this page.

11. Governing Law and Jurisdiction

These Terms are governed by Italian law. Any dispute arising out of or in connection with these Terms shall be resolved exclusively before the competent courts of La Spezia, Italy, except where mandatory consumer protection laws of the User's country of residence grant jurisdiction to other courts.

12. Contact

For any question regarding these Terms, write to [email protected].

13. Final Provisions

If any clause of these Terms is held invalid or unenforceable by a competent authority, the remaining clauses shall remain fully in force. Failure by the Author to enforce any right shall not be construed as a waiver of that right.